iiiiii Frequently Asked Credit Builder Questions
> What Is A Credit Score?
A credit score is an indicator of how likely you are to default on a loan or credit card in the next 24 months. This information is used by credit grantors when evaluating your credit for approval. Your BEACON®, FICO® or EMPIRICA® score is based solely on information in your credit file maintained by the credit reporting agencies. Other scores may be based on a combination of credit information and other information that you supply on your credit application.
>1How Does This Credit Builder Program Work?
Our 60-Day Program can remove negative inaccurate, unverifiable and incomplete information from your credit reports, including charge offs, bankruptcies, judgments, repo's, foreclosures, collection accounts, student loans, tax liens, and slow pays.
We will communicate with the three major credit reporting agencies, (Innovis and Check Systems, if necessary) on your behalf, via telephone, fax, Internet, e-mail and/or written communications (whichever it the most affective for that particular situation). We will also monitor the correction and deletion of negative inaccurate, unverifiable and incomplete information from your credit reports for up to 60 Days. We do a FULL investigations and dispute process, with the bureaus, AND the creditors, collections agencies and courthouses. We also defend your rights to have all of these things done in accordance with the procedures and time frames laid out in the laws!
> How Can You Guys Provide This Service For FREE?
All of our operating expenses and profit margins are covered by our advertising partners. As a result, we can afford to be the ONLY Free Credit Repair Provider in our market space. Please note that our Credit Builder Program spans a 60-Day Period. After the 60 days concludes there will be a monthly fee IF you continue on with the program.
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